Financial Independence isn’t just about stacking cash – it’s about turning possibilities into everyday life.
Secure Your Retirement With Confidence
At Marbella Wealth, we weave retirement projections, smart portfolio moves, and forward-thinking tax planning into one seamless roadmap. Whether your vision is a classic retire-at-65, a passion-powered side hustle or a totally unconventional exit, we sync your investments with tax-savvy tactics so the future you imagine becomes the future you live.
Your plan is the engine; your dreams are the destination
Turn Your “What-Ifs?” into “What’s Next.”
We scrutinize every variable in your retirement plan – because while the future always keeps a few cards up its sleeve, our job is to stack the odds heavily in your favor.
Curious about the big stuff?
How much money can I spend in retirement?
Is my portfolio invested in the right mix of stocks, bonds and alternatives?
When should I file for Social Security?
Should I complete Roth Conversions or accelerate capital gains?
How can I ensure I’m set up before helping my parents or kids or giving to causes I believe in?
How do I choose a supplemental Medicare policy that is right for me?
How much can I gift or transfer to my children – and when?
How do I hedge against healthcare costs & inflation?
What if I want to live abroad part-time?
You deserve clear answers and a custom roadmap that actually adds up.
Let our seasoned pros turn the noise into a clear signal – allowing you to stay present.
Modern Retirement Doesn’t Look Like It Used To
Retirement isn’t a cliff anymore – it’s a curve. Maybe you want to consult, start a non-profit, live abroad part-time, or invest in passion projects.
The modern high-net-worth retiree isn’t settling down – they’re shifting gears.
We build flexible retirement plans that support this new phase – blending income, liquidity, lifestyle, and impact into one integrated vision.
When to Start Planning?
The Sooner You Start, the More Control You Have
Whether you’re in your 30s with equity compensation stacking up, in your 40s juggling income streams and tax brackets, or in your 50s looking for a clean exit – the right time to plan is before you need the money.
Here’s what planning early unlocks:
Tax Savings Over Decades
Early strategy allows for Roth conversions, income smoothing, and capital gains harvesting while rates are in your favor.
More Flexibility Later
The earlier you build liquidity and optimize cash flow, the easier it is to shift gears or retire on your terms.
Smarter Business or Career Transitions
Whether you’re selling a company or scaling back at work, having a plan in place gives you options – not obligations.
Legacy and Impact
Early planning allows you to be intentional about charitable giving, family gifting and estate tax mitigation.
If your wealth is growing, your plan should be, too. Retirement isn’t a switch flip – it’s a system you build.
Why Choose Marbella Wealth For Your Retirement Planning?
Comprehensive Solutions
From diversifying concentrated stock positions and mapping out Roth conversions to fine-tuning early-retirement cash flow, choosing an optimal Social Security start date, and shaping a tax-aware investment strategy, we offer an integrated suite of planning and portfolio solutions – where thoughtful tax guidance is seamlessly built-in rather than the main event.
Expert Guidance
Choosing Marbella Wealth isn’t jut about hiring a service – it’s about partnering with a dedicated advisor who stands beside you at every stage of your journey.
Personalized Strategies
We recognize that each person’s career path, family dynamics and financial picture is different. That’s why we start by listening – understanding the life you want and the goals you’ve set – so we can chart a personalized plan to get you there. Even if your finances feel complicated, we’ll work with you to streamline and optimize every piece.
Our Process
Retirement planning done right – one thoughtful step at a time.
Discovery
Understand your goals, values, lifestyle and financial picture
Analyze
Evaluate your income sources, investments, tax situation and risks
Design
Create a custom retirement strategy tailored to your needs – not a generic model.
Implement
Coordinate with your tax, legal and investment partners to put the plan in motion.
Monitor
Track progress, adjust for life changes, and keep everything aligned over time.
Real Outcomes. Real Clients.
With a well-designed retirement plan, high-net-worth individuals gain clarity and confidence that their wealth will sustain the lifestyle they’ve built. Our process helps optimize income, reduce taxes, and preserve wealth across generations—freeing you to focus on what matters most. For families, it’s also a chance to align goals, prepare heirs, and ensure a smooth transition of wealth.
Here are a few examples of how we help clients turn questions into clarity and wealth into freedom:
Tom, Age 60
The Steady Saver
Profile:
Longtime corporate employee, saved steadily in a 401(k), minimal debt
Goal:
Retire with confidence and peace of mind
Challenges:
Unsure when to retire or how to create sustainable income
Solution:
- Modeled retirement income and withdrawal strategies
- Minimize tax exposure in retirement
- Built a long-term financial roadmap
Result:
Retired six months later, confident in his plan and lifestyle
Michelle, Age 45
The Executive
Profile:
Senior executive with complex compensation (RSUs, stock options, deferred comp)
Goal:
Understand when she can retire and how to optimize her benefits
Challenges:
Fragmented accounts, unclear tax implications, future uncertainty
Solution:
- Coordinated equity compensation planning and tax strategy
- Modeled early retirement scenarios and “work optional” timelines
- Consolidated her financial picture for better decision-making
Result:
Has a clear financial independence target and actionable strategy
David, Age 50
The Business Owner
Profile:
Owner of a successful service-based business
Goal:
Prepare for retirement and eventual business exit
Challenges:
Wealth tied up in the business, no succession plan, unknown valuation
Solution:
- Coordinated a formal business valuation
- Explored succession strategies and exit timing
- Integrated business planning with personal financial goals
Result:
Confident transition strategy and retirement plan in motion
Ready to Design the Retirement You Deserve?
Experience the confidence of a strategy tailored to your legacy, your values, and your vision for the years ahead.